Free investor tool

Rental Property Investment Calculator

Enter your numbers to see cash flow, returns, and a multi-year projection. Download a full PDF report when you’re ready.

Property & financing

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yrs

Income & vacancy

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Operating expenses (annual, unless noted)

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%
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Growth assumptions

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yrs
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Year-by-year projection

YearGross rentNOICash flowLoan balanceProperty valueEquity

Annual cash flow

Equity growth

Loan balance shrinking (paydown) plus property value rising (appreciation) — together, your equity.

NOI vs. debt service

The gap between these two lines is your cash flow.

Want this as a PDF report? Enter your email to download a full copy — including the projection table above.

This calculator provides estimates for screening and educational purposes only. It is not financial, tax, or investment advice. Actual loan terms, expenses, and market performance will vary — consult a lender, accountant, or advisor before making an investment decision.